MedGapCover is an online platform for medical gap cover insurance in South Africa. We work with leading gap cover insurers to assist you in finding the best gap cover option to complement your medical aid cover. Medical gap cover is only available for existing medical aid members. It is not a required cover for medical aid membership but many healthcare providers now charge above medical aid tariffs. This means that medical aid members have to cover shortfalls out of their own pockets. Medical Gap cover helps to fund these shortfalls.

Private healthcare in South Africa is expensive. Medical aid was traditionally the only way to fund access to private health services. However, medical aids have not always kept pace with the rising cost of private healthcare. As a result, medical aid members now have to fund the gap with their own funds. Gap cover insurance was developed for the financial shortfall. It offers medical aid members additional financial protection and they can rest assured that they will not be out of pocket for the more expensive in-hospital private care.

At MedGapCover we strive to provide up to date information on medical gap cover insurance as well as a comprehensive quotation service through our insurance partners. The MedGapCover website is not owned or operate by a financial service provider. We are a marketing channels that work with various financial services providers, including gap cover insurers and medical schemes. Any quote request is immediately directed to the relevant financial service provider who will contact you accordingly during business hours.

The MedGapCover website and team cannot be held accountable for for quotations, cover or any disputes thereof. We urge consumers to speak directly to the gap cover insurer, registered broker or their medical scheme. Gap cover disputes can be raised with the Insurance Ombudsman while medical aid disputes should be directed at the Council of Medical Schemes. We will not be held liable for the accuracy and relevance of information on MedGapCover.co.za website although we aim to  update our content regularly. Always consult with a financial service provider before making any change to your cover.